SBIOA | Exam

Question No. 1

Which is the nodal branch for ASBA facility?

Diamond dollar branch, Mumbai

Capital Market Branch, Mumbai

New Delhi Main branch

GAD Operations branch, Nagpur

Question No. 2

Customer Service Committee and observing Customer Day are the outcomes of

Talwar Committee

Damodaran Committee

Goiporia Committee

Nayak Committee

Question No. 3

Card launched for cash less drive through toll plazas

SBI Toll-Free

SBI Fastag

SBI Fastrack

SBI Toll-Easy

Question No. 4

SBI Net Profit as on 31.03.2017

10400 crore

10484 crore

10848 crore

10844 crore

Question No. 5

If a loan is covered under the facility of consortium banking, for issuing a possession notice under Section 13(4) of the SARFESI Act, 2002, the secured creditor having ........ % or more shares in security has rights to issue the said notice

51% and above

55% and above

60% and above

70% and above

Question No. 6

Replacing the existing line, the International Monetary Fund has approved a new USD 88 billion credit line for _________________ to deal with a potential need for liquidity.

Mexico

Paraguay

Brazil

Colombia

Question No. 7

Who is the designated authority under Whistle Blower Policy?

GM (Network)

DGM (B&O)

DGM (Vigilance)

Chief Vigilance Officer

Question No. 8

What is meant by pre-existing individual accounts for FATCA & CRS?

Only SB Individual accounts exists in bank books on or before a cutoff date

All type of individual account SB, CA, Debit balances in DL/TL Overdraft account, TDR, STDR accounts exists in bank's book as on before a cut-off date.

All type of individual account SB, CA, Credit balances in DL/TL/Overdraft account, TDR, STDR accounts exist in bank's book as on or before a cut-off date.

Joint individual account will not be taken

Question No. 9

Negative lien means

A declaration by company not to encumber assets of company without prior consent of banker

Deposit of title deeds with the bank with an oral declaration to mark bank's lien

A letter executed by a company authorizing the bank to mark lien on it's FDR receipt

A trust letter executed by company when goods are taken from the pledged stock

Question No. 10

Registration of partnership firm is not compulsory but banks prefer registered firms because

Only Registered firms can be sued by others

Only Registered Firms can sue others

Registered firms can't sue others

Registered firms can neither sue nor be sued

Question No. 11

Which register is used to record the detail of changes and amendments of user type, capability, user reset and forced closures?

User Control Register

User Access Register

Hardware Access Register

System Room Access register

Question No. 12

Bank gets commission from PFRDA for each APY account sourced is ---

Rs.50/-

Rs. 100/-

Rs. 250/-

Rs. 150/-

Question No. 13

External Credit Rating (ECR) is mandatory for all exposures above......

1 crore

5 crore

10 crore

100 crore

Question No. 14

Dishonour of electronic funds transfer for insufficient funds in the account is defined under section?

Section-25

Section-26

Section-27

Section-28

Question No. 15

Our bank has established contact centre at

Bangalore, Kolkata, Vadodara, Chennai

Bangalore, Agra, Kolkata, Vadodara

Bangalore, Vadodara, Delhi , Mumbai

Bangalore, Kolkata, Chennai, Mumbai

Question No. 16

If a letter of credit is advised by the Bank, it is responsible for??.

Financial standing of the issuing bank

Financial standing of the applicant

Payment of the LC amount

Genuineness of the LC

Question No. 17

In Pradhan MantriFasalBimaYojana (PMFBY) what is the premium in case of annual commercial and horticultural crops?

1.50%

2%

3.50%

5%

Question No. 18

If the garnishee order is received on a firm?s account, what would be the position of individual account of partners being maintained with same bank branch?

The order will be applicable

The order will not be applicable

It will be applicable through special order of court

None of the above

Question No. 19

A person will be declared as legally dead, if for a period of ………….years or more the persons who would have normally known of his existence have not heard of him/known of his existence.

12 years

7 years

5 years

3 years

Question No. 20

Stressed Assets Management Group (SAMG), has been set up to take over all NPAs with outstanding of Rs. ------crore and above.

10

20

25

50

Question No. 21

eTrade SBI enables the customer to request the bank online

To apply for bid bond

To Issue Letters of Credit and to handle related bill transactions

To pay for the vendors

To manage the entire supply chain

Question No. 22

As per Loan Policy guidelines 2017-18 Desired DSCR in case of manufacturing segment is:

1

1.33

1.5

2.6

Question No. 23

AB7 document is obtained to___

Conversion of Crop loan into Term Loan

Notice to Borrower

Agreement to Mortgage

Closure Certificate

Question No. 24

The bank has right to sell the gold ornaments pledged, after giving reasonable notice to borrower vide section......of the Indian Contract Act

138

25

167

176

Question No. 25

In case of Loyalty Car Loan above which amount of car loan extension on mortgaged property is required?

5 lacs

10 lacs

Not required

20 lacs

Question No. 26

Mr. Samir is a Project Manager in a multinational company having a good pay package. He wants to construct a house on a plot which was gifted to his wife by his father in law. His wife is a housewife. Can we provide loan to Mr. Samir?

Loan can be given to wife of Mr. Samir

Loan can be given to Samir alone

Loan can be given if wife of Mr. Samir acts as a co borrower

None of the above

Question No. 27

The smallest paper denomination note in India, One Rupee Note completed its 100 years on November 30, 2017. Which among the following facts is true about a One Rupee Note:

It has Ashok Pillar in the window with Satyamev Jayte written on it

It is the only Currency Note or an asset and not a Promissory Note

It is signed by Finance Secretary

Its Size is 9.7 x 6.3 cm

Question No. 28

Under SBI Scholar loan scheme loan will be granted without any tangible collateral, only parent/guardian as co-borrower up to Rs……..Lacs & with tangible collateral of full value and parent/ guardian as co-borrower uptoRs…….. Lacs for ‘C’ category institutions

7.5, 10

7.5, 20

7.5, 30

10, 30

Question No. 29

A joint account is in the name of A and B with instructions " either or survivor?.A grants a power of attorney in favor of C. We should-------

Not allow C to operate the account without oral confirmation of B

Allow C to operate the account, as either of account holders is competent to appoint an attorney

Not allow C to operate the account

Suggest B that he should also execute a power of attorney in favor of somebody

Question No. 30

Banks has require to maintain Capital Adequacy Ratio as per BASEL III, by March-2019

11.50%

12.50%

13%

13.50%

Question No. 31

A cheque is received by the branch for payment issued by one of the customers. Meanwhile a request is received by a public prosecutor informing that the person issued the cheque is imprisoned for criminal activity and directs the branch not to make payment of the said cheque. What is expected by the branch?

Branch should not make the payment

Branch should ask for court order

Branch should insist written request

Branch can make the payment

Question No. 32

The term 'Allonge' refers to

The sheets of paper used in Sale deed

The stamps affixed on document

A sheet of paper attached to mortgage deed for the purpose of witness

A sheet of paper attached to a negotiable instrument for the purpose of making endorsement

Question No. 33

If re-issuable bank notes are found to be in excess of ___% in any soiled note remittance, the entire remittance will be returned to the Bank at its cost

5

10

15

20

Question No. 34

In IMT, the receiver can withdraw the money within......days?

T+1

T+2

T+3

2

Question No. 35

The minimum amount eligible for takeover in case of ATL–for Allied Activities Would be as under

1 lac

2 lac

5 lac

10 lac

Question No. 36

International rating agency Moody's Investors Service has upgraded India's local and foreign currency issuer ratings to _________________.

Baa1 from Baa2

Baa2 from Baa3

Baa1 from Baa3

P2 from P3

Question No. 37

Which one of the following is not one of the categories of the branch classified under Ambience Policy?

Platinum

Bronze

Silver

Copper

Question No. 38

Which form is used as Application for Registration Certificate of vehicle signed by Branch Manager?

Form-20

Form-35

Form-34

Form-16

Question No. 39

Forfaiting means?.

Export bills discounting without recourse

Retirement of import bills

Crystallization of bills

None of the above

Question No. 40

The relationship of banker and payee in case of a draft after it is delivered to the payee is

Debtor and Creditor

Creditor and debtor

Trustee and beneficiary

Agent and Principal

Question No. 41

What is the minimum CIBIL score required for Insta Top-Up Loan?

700

600

750

No such stipulation

Question No. 42

Deduction of tax at source in respect of deductee who is a non-resident filed under TDS return

24Q

26Q

27Q

None of the above

Question No. 43

To be eligible for SME Credit Plus, minimum CRA Rating should be

SB-5

SB-6

SB-7

SB-9

Question No. 44

If a bill is drawn without any genuine trade transaction, it is known as

Accommodation Bill

Miscellaneous Bill

Demand Bill

Usance Bill

Question No. 45

Translink software is used by the branches / offices for

handling Forex transactions

handling Western Union remittances

handling treasury operations

handling CMP transactions

Question No. 46

Which of the following SME document is Supplemental Agreement of Loan cum hypothecation?

SME-1

SME-2

SME-3

SME-4

Question No. 47

‘X’ has a joint “former or survivor” account XY with his wife ‘Y’. ‘X’ has an overdraft account, where he is not paying dues. Can you exercise right of set off as a banker-------

No, in joint accounts it is not possible

Yes, it is possible as the account is former or survivor

Yes, after obtaining consent of Y

Yes, after obtaining court order

Question No. 48

The data related to 'On-Line VVR' allotment and checking would be available online in the CBS up to

1 year

2 years

3 years

5 years

Question No. 49

An STDR is opened at your branch for Rs.12000/- payable to A or B. The mode of operation is E or S. They have nominated C as a Nominee to the account. Both A and B died in a car accident. Legal heirs of A and also C have approached your branch for payment of the proceeds. What the Branch should do?

The amount can be paid to the nominee who in turn is responsible to legal heirs of A &B

Amount must be paid to the legal heirs of A & B and C jointly

Amount must be paid to the legal heirs of A and B who in turn are responsible to C

Hold must be put and Controllers advice and/or Branch Advocate must be taken in the matter.

Question No. 50

E-waste includes which of the following?

Electrical items

Electronics items only

Electrical & Electronics items

Electrical, Electronic and papers

Question No. 51

Which of the following committee will look into and manage the reduction of liquidity and interest rate risk and optimization of returns?

Asset Liability Management Committee

Inspection and Audit Management System

Bank Risk Management Committee

Corporate Risk Mitigation Department

Question No. 52

Accounts of bullion dealers/jewelers are classified as?.risk

Low

Medium

High

Medium-high

Question No. 53

Notes presented in small numbers: where the number of notes presented by a person is upto 20 pieces with a maximum value of ……per day, banks should exchange them over the counter, free of charge.

Rs. 1000/-

Rs. 2000/-

Rs. 5000/-

Rs. 10000/-

Question No. 54

In Xpress Credit, Minimum Cap under OD facility is_____

2 lacs

5 lacs

3 lacs

10 lacs

Question No. 55

In case of private merchants (Other than govt.) the merchant site must be audited by ............ auditors for E-Handshake

NIC

Cert-In

Earnest & Young

Statutory Auditors

Question No. 56

In any CBS system Interest frequency has to be defined while opening a TDR account along with the account number in which the interest has to be credited by the system. Which of the interest frequency can NOT be given?

Anniversary Quarterly

Anniversary Monthly

Quarterly

Anniversary Yearly

Question No. 57

Reports relating to GLIF ' matching of B@NCS24 and Finance1 ' indicating the differences if any are available at a CBS branch

Within 1 hour of sending EOD signal

Before sending EOD signal

On the next day

None of the above

Question No. 58

Excess cash found in the cash balance of an SWO has to be credited to

Suspense account

Charges account

Sundry deposit account

Commission account

Question No. 59

For financing new high tech product Poly House/Net House/Green House cultivation what is the repayment period?

60 months

36 months

72 months

48 months

Question No. 60

DRP and BCP are prepared in the first week of........every year for approval by controlling authority

February

January

May

April

Question No. 61

As per loan policy guidelines of the bank, Perfection of securities must be completed within ....... days of disbursement

30 days

45 days

60 days

90 days

Question No. 62

Collateral security has been waived under produce marketing loans scheme where stocks are managed by approved collateral Managers for loan limit upto Rs._____

Rs.25 lacs

Rs. 10 lacs

Rs. 50 lacs

Rs 100 lacs

Question No. 63

In the event of non-payment of rent for a locker, the locker can be broken open effectively after…….from the due date.

12 months

18 months

9 months

3 months

Question No. 64

The Bank has decided to provide each branch two 2 Mbps bandwidth links to ensure that all applications at branches run smoothly and uninterruptedly & launched a project called

Project Tatkal

Project Avirat

Project connectivity

Project Rupantar

Question No. 65

Of the following choices, which indicates when it is safe to open a file attached to an e-mail?

When you know the sender, the attachment is expected, and it is not unusual in any way.

When the e-mail is only sent to you

When the attachment is not an .exe or .com

When you know the sender

Question No. 66

As per Policy guidelines 2017-18, the target of operating profit to increase by minimum?.

13%

15%

16%

17%

Question No. 67

As per MSMED Act 2006 small enterprises engaged in service activities are defined as those having an investment in original equipments up to

Rs 5 lacs

Rs. 10 lacs

Above Rs10 lacs up to Rs 2 Crs

Above Rs 5 lacs up to Rs 1 cr

Question No. 68

Maximum Home Loan for Repairs to damaged dwelling units per family at metro centers that comes under priority sector is?

Rs. 3 Lacs

Rs. 5 Lacs

Rs. 2 Lacs

Rs. 10 Lacs

Question No. 69

Merchant Discount Rate (MDR) is the rate at which:

Commission received in case of Point Of Sale

Discount given by the merchant to the Customer for purchasing of goods

Inland bills are discounted

Foreign bills are discounted

Question No. 70

Under SBI Flexi Home Loan, minimum and maximum loan tenor are

25 years/30 years

20 years/30 years

15 years/30 years

10 years/30 years

Question No. 71

Mid-Corporate Group (MCG) Branches are allowed to handle proposals for limit of

Above Rs. 10 crores and upto Rs.100 crores

Above Rs. 50 crores and upto Rs.100 crores

Above Rs. 50 crores and upto Rs.500 crores

Above Rs. 500 crores

Question No. 72

Name India's tennis star who has clinched his first title of the 2017 season on the ATP Challenger Tour.

Yuki Bhambri

RamkumarRamanathan

Vijay Amritraj

SomdevDevvarman

Question No. 73

What is lock in period in CGTMSE

18 months from date of last disbursement

18 months from date of issuance of guarantee cover

a or b whichever is earlier

a or b whichever is later

Question No. 74

Name the Encryption Mechanism implemented for online banking www.onlinesbi.com

32 Bit SSL

64 Bit SSL

128 Bit SSL

256 Bit SSL

Question No. 75

Statutory Audit conducted by?

Bank's Internal Auditors

RBI Auditors

Chartered Accountants empanelled by RBI

Concurrent Auditors

Question No. 76

Section 31 of RBI Act prohibits?

Issuance of Traveller'sCheques

Issuance of Currency Notes

Issuance of draft payable to bearer

Lending against bank's own shares

Question No. 77

Number of IRAC status codes for Loan Accounts in B@NCS24 is

7

9

8

11

Question No. 78

The aggregate exposure to all 'large borrowers' should not exceed ....... % of Bank's capital funds

100%

300%

500%

800%

Question No. 79

Bank has allowed two demand loans one against LIC policy and another against national saving certificate. What kind of charge is available?

assignment for LIC policy and pledge for NSC

Pledge for LIC policy and assignment for NSC

Pledge in both the cases

assignment in both the case

Question No. 80

What is the fidelity insurance for SWO?

1 Lac

2 Lacs

5 Lacs

10 Lacs

Question No. 81

CENMAC (Central Office Management Committee) consists of?..

Chairman, MDs and DMDs

Chairman and MDs

Chairman, MDs, DMDs, CGMs of all Circles

None of the above

Question No. 82

Prudential Exposure limit for single and group borrowers other than infrastructure projects is -- & --% capital of the bank

20% & 40%

15% & 40%

25% & 50%

10% & 20%

Question No. 83

Near Miss Event is

a market risk event

a credit risk event

an operational risk event

None of the above

Question No. 84

'Indemnity' is defined under section?of the Indian Contract Act, 1872

Section-123

Section-124

Section-126

Section-128

Question No. 85

If the materially altered cheque is paid and the alteration is not visible even after careful examination of the cheque , the bank is protected under which section of Negotiable Instruments Act 1881

Section 87

Section 89

Section 20

No protection is available

Question No. 86

Name the Indian Economist who was appointed to the Financial Stability Institute Advisory Board of the Bank of International Settlement (BIS).

RBI Governor Urjit Patel

Former RBI Governor RaghuramRajan

Former PM Manmohan Singh

Minister ArunJaitley

Question No. 87

New product launched by SBI for Wealth Management is called

SBI for HNI

SBI Exclusif

SBI Exclusive

SBI Prime

Question No. 88

Ram Traders, partnership firm has 3 partners A, B & C. The a/c is operated by A or B singly and C is a sleeping partner. C instructs the bank to stop the payment of a cheque issued by A.

Cannot be stopped since he is sleeping partner

Can be stopped only if both partners A & B gives instruction

Can be stopped by the request given by authorized partners only

Can be stopped by any partner

Question No. 89

A firm M/s Bhimani has 5 partners, viz A, B, C, D and E. The current account can be operated by any of the first four partners. A cheque for Rs.25000 favoring State Electricity Board is presented for payment. In the meantime, E issued a notice to stop payment of cheque. What is the action to be undertaken by the Bank?

Cheque issued for a small amount, hence to be paid

Cheque issued in favor of State Electricity board, hence to be paid

E has no authority to operate the account, hence to be paid

Cheque not to be paid, as any partner has authority to stop operations

Question No. 90

If govt. account is not credited within the stipulated period under OLTAS, interest @ BankRate +……. % will be charged

1

2

3

4

Question No. 91

Expand ICCOMS

Institutionalized Currency Cash of Monetary System

Integrated Computerized Currency Operations and Management System

Internet enabled Currency and Cash operations Management System

Integrated Cash Component Operations and Management System

Question No. 92

Non-individual account holders with credit/debit summation below?..is classified as low risk

Rs. 50 Lacs

Rs. 1 crore

Rs. 2 crores

Rs. 5 crores

Question No. 93

In computer security, this describes a non-technical kind of intrusion that relies heavily on human interaction. It often involves tricking people to break their own security procedures.

cyber terrorism

hijacking

non repudiation

social engineering

Question No. 94

What is the legal capacity of nominee while taking payment on behalf of legal heirs of deceased depositors?

Owner of funds

Trustee

Administrator

Liquidator

Question No. 95

Letter of Credit transactions are governed by

DGFT

UCPDC

Customs Department

RBI

Question No. 96

SBI Custodial Services Pvt. Ltd is established in joint venture with

Society General, France

Bank of America

McKensy

FNS, Australia

Question No. 97

When funds from NRE accounts are repatriated, the exchange risk is borne by:

RBI

Authorized Dealers

Depositor

B&C equally

Question No. 98

Maximum period for construction of house under SBI Realty is ........months from the date of availment of the loan

36

24

18

60

Question No. 99

For financing Combine Harvesters (as an attachment/equipment) the farmer should own a tractor of not less than........HP?

50

45

40

35

Question No. 100

Tax is required to be deducted at source when rent payments made in a financial year [including advance, if any] exceed Rs.......

Rs. 180000/-

Rs. 250000/-

Rs. 200000/-

Rs. 150000/-

Question No. 101

The Centre has approved setting up of _________________________ across 115 most backward districts of the country through a new scheme for reaching out to rural women and facilitating skill development, employment, digital literacy, health and nutrition.

Pradhan MantriMahila Shakti Kendras

Pradhan MantriRojgar Shakti Kendras

Pradhan MantriBalika Shakti Kendras

Pradhan MantriPurush Shakti Kendras

Question No. 102

IBCH overnight cash retention limit is:

Rs. 2 lacs

Rs. 50000/-

Rs. 1 Lac

Rs. 5 lacs

Question No. 103

With which country has the CBDT (Central Board of Direct Taxes) recently entered into 2 Bilateral APAs (Advance Pricing Agreements)?

South Africa

Sweden

Netherlands

Zambia

Question No. 104

What do you mean by Co-payment in health insurance policy

amount payable by the company

Amount expected to be paid by the insured for a medical services covered by the plan.

Amount expected to be paid by the insured and the company for a medical services covered by the plan.

Amount expected to be paid by the insured, TPA and the Insurance company for a medical services covered by the plan.

Question No. 105

While renewing the credit limits of the company, you find that the Debt Equity Ratio is 3 compared to that of 2.5 in the previous year. It indicates

Increase of Profit enabled the Company to add to Reserves

Decrease of Debt Burden on the Company

Adverse Impact on Profit on account of increased debt burden

None of the above

Question No. 106

MMID (Mobile Money Identifier) comprised of how many digits?

5

7

9

11

Question No. 107

Information Security Department is headed by

CGM Risk Management

GM, IT Security

DMD & CRO

GM & Group CISO

Question No. 108

SBI Life Insurance is a joint venture between State Bank of India and ---

BNP Paribas Cardif

Society Generale

Insurance Authority of Australia

Morgan Stanley group

Question No. 109

In the event of loss of laptop whom should be contacted immediately

Police station

Controller & Information Security Department

Insurance Company

Bank?s Security Officer

Question No. 110

In CBS, management of security forms has also been made a part of the software/system through menu- VPIS. The term VPIS stands for

Valuable Paper Instrument System

Valuable Paper Inventory System

Valuable Paper Inventory Solution

Valuable Paper Industry Sector

Question No. 111

Which form is used for registering the Administrator in CINB?

C1

C2

C3

C6

Question No. 112

Margin in Doctor Plus is........%

10

15

20

25

Question No. 113

Inspection and Management Audit in corporate centre headed by

MD

DMD

GM

CGM

Question No. 114

The bank has acquired 'Finance-one' from

Comlink, USA

HP Systems, USA

FNS, Australia

China Systems, Dubai

Question No. 115

Which Bank has launched a new scheme for self-help groups (SHGs) to encourage entrepreneurship, the scheme named PattabhiSitaramayya ' Self Business Group (PS-SBG)'

Vijaya Bank

Corporation Bank

UCO Bank

Andhra Bank

Question No. 116

Who is authorized to block ports through firewall

IT-Networking dept. as advised by ISD

ISD

Service Provider

System Administrator

Question No. 117

SBI In-Cube is a dedicated branch for

Assisting sellers in E-commerce transaction

On boarding of start-ups

Online account opening

Risk management & wealth management

Question No. 118

Minimum & Maximum Limit of STATE BANK ACHIEVER CARD for Corporate

100 & 100000

100 & 50000

500 & 100000

500 & 50000

Question No. 119

The packets or boxes accepted for keeping in safe custody must bear which of the following seals:

Seal of the bank

Seal of the depositor

A&B both

None of the above

Question No. 120

SHG has been implemented on the recommendation of

Suma Verma Committee

Kalia Committee

RV Gupta Committee

Rangarajan Committee

Question No. 121

While converting crop loan into term loan, interest portion is:

Paid by the borrower

Written off by the bank

May be paid by the borrower or clubbed with the principal

Contributed by the state government

Question No. 122

MobiCash subscribers can also use this service over USSD by dialing which number?

*121#

*595#

*511#

*495#

Question No. 123

SB Connect, the dedicated lease line connectivity is maintained by

TCS India

CS, Dubai

Dimension Data Singapore

HP Systems, USA

Question No. 124

Insurance Company providing the risk cover under Pradhan Mantri Suraksha BimaYojana (PMSBY) is----

SBI Life Insurance Company Limited

National Insurance Co. Ltd (NICL)

Oriental Insurance Co. Ltd (OICL)

SBI General Insurance co

Question No. 125

Marginal farmers will be sanctioned a composite limit (As Flexi KCC limit) of Rs. 10000/- to........based on the land holding and crop grown+ small term loan investments.

Rs. 1,00,000/-

Rs. 50,000/-

Rs. 25, 000/-

Rs. 15, 000/-

Question No. 126

A Holder in Due Course of a cheque does not get protection in case of?.

Irregularity in endorsement

Forging an endorsement

Default in the title of previous holder

None of the above

Question No. 127

As per the policy guidelines of our Bank for 2017-18 what is the quantitative target for CASA- Minimum?

9%

11%

18%

21%

Question No. 128

In terms of RBI instructions, Standard Asset provisioning on CRE Home Loans above Rs. 75 Lacs is

0.65%

1%

0.90%

0.75%

Question No. 129

Recently in which state the SAUBHAGYA Scheme was launched as a part of achieving universal household electrification in the country?

Assam

Arunanchal Pradesh

Nagaland

Manipur

Question No. 130

Your Branch has a Trust account. All the four Trustees want to authorize one of them to sign on their behalf. How to deal with the situation?

Letter of authority must be signed by all

Letter of authority should be consented by the Commissioner of Charity

Authority would be valid only when the cheques are drawn for achievement of the objectives of the Trust.

If Trust Deed provides for such an authority, it can be accepted

Question No. 131

In case of no nomination in PPF account, the outstanding amount will be paid to legal heirs of the deceased without succession certificate up to:

Rs. 10000/-

Rs. 50000/-

Rs. 1 Lac

Rs. 5 Lacs

Question No. 132

i-Probe is mandatory for all loan applications of

Rs. 50 Lacs & above

Rs. 75 Lacs & above

Rs. 10 Lacs & above

Rs. 1 crore & above

Question No. 133

The appellate authority under Banking Ombudsman Scheme is _________.

Deputy Governor, RBI

RBI Governor

Chairman of the Bank concerned

High Court of the state

Question No. 134

CCRO stands for

Corporate Centre Recovery Officer

Circle Credit & Recovery Officer

Circle Credit & Risk Officer

Chief Credit & Risk Officer

Question No. 135

Disaster Recovery Site is located at

Hyderabad

Chennai

Mumbai

Bangalore

Question No. 136

What is the nodal agency for implementing PMEGP Scheme at National level?

KVIB

KVIC

DIC

MSMED

Question No. 137

While sending Soiled note remittance to RBI, remittance should be sent in the multiples of

Rs. 100000/-

Rs. 50000/-

Rs. 500/-

Rs. 1000/-

Question No. 138

A and B maintain a joint Current account at your branch with the mandate 'Either or Survivor'. A draws a cheque for Rs.50000/- and B countermands payment of this cheque. A objects to this countermand and insists that the cheque be honored:

The cheque will be paid; only the person drawing the cheque can countermand its payment.

The cheque will not be paid; and further operations on the account will be allowed only under the joint signatures of A and B till a fresh mandate is received.

The bank should postpone payment of the cheque till the differences between A and B is resolved.

None of the above

Question No. 139

After creation of mortgage, creation of charge needs to be registered on the Central Registry portal within ...... days of the creation of charge

15 days

30 days

60 days

90 days

Question No. 140

is the minimum score for being eligible for TATKAL (Mortgage free) loan

71 & above

61 & above

51 & above

No scoring criteria

SBI Promotion Examination 2018 (Mock Test)

(Bengal Circle)

CLERICAL TO JMGS

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